Use Case

From Routine Calls to Real Recovery: AI for Collections Teams

Verify faster, qualify smarter, stay compliant, and recover more without adding headcount

The Problem:
Slower Calls, Lower Recovery

Most first-touch calls in debt collection don’t reach the right person, and even when they do, agents spend time repeating the same steps: confirming who’s on the line, sharing required disclosures, and checking if the account is ready to proceed.

For collection agencies, this creates a costly bottleneck. It slows down outreach, increases compliance risk, and ties up agents before any actual recovery work begins. The result? Fewer right-party contacts, more missed or delayed payments, and repeated follow-ups that stretch recovery timelines. At the same time, relying on a large team to handle routine steps keeps operational costs high.

To improve speed and consistency, the agency needed a way to automate the first few minutes of every call—verifying identity, meeting compliance requirements, reminding customers of pending payments, and qualifying accounts so agents could focus on what they do best: driving recovery.

By deploying AI-powered voice agents, the agency was able to streamline first-touch calls, reduce wasted effort, and boost overall recovery performance.

The Use Case

Right-Party Contact Verification

Right-Party Contact Verification

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Missed Payment Reminders

The Solution:
Always-On AI Agents for Smarter Collections Outreach

Smart Identity Verification

AI agents confirm the right person is on the line using name, DOB, or address, reducing failed contacts and routing errors.

Past-due Payment Reminders

AI agents inform policyholders about missed payments, and guide them on next steps reducing delays and improving recovery outcomes, all without tying up live agents.

Instant Handoff to Human Agents

Once the right person is reached and the account is verified, the AI transfers the call to a live agent with full context so agents can focus on recovery, , not redoing the basics.

Compliance Disclosures

Nurix AI delivers required compliance statements including those under FDCPA, clearly and consistently, helping agencies reduce risk and stay compliant from the start of every call.

Seamless Integration

Nurix AI integrates with existing systems like QuickBooks, Xero, or FreshBooks for real-time data sync, accurate account handling, and a streamlined collections workflow.

Nurix AI handles the upfront work so our agents can focus on recovery without disrupting how we already operate.

— Operations Manager, Debt Collection Agency

The Impact:
Compliant Calls That Lead to Collections

70%

of first-touch calls automatically handled

through AI for identity verification, compliance, and account checks

100%

compliance disclosures

delivered consistently and on time, reducing legal risk and agent training overhead

Increase in Debt Recovery Rate

leading to more successful resolution

improvement in connect rates

AI agents reach the right person faster, without retries.

Stop repeating the same steps on every call.
Start collecting smarter.

Let Nurix AI handle the upfront work so your agents can focus on recovery, not routine.

Experience our solution